Equipment
Start with a quote for the equipment the business will actually use. Include setup and replacement costs while keeping personal purchases outside the request.
Business financing referrals · Owner-operated businesses
Put your operating priorities into a practical funding budget.
As an owner, you may be weighing equipment, stock and day-to-day costs at the same time. Separate those needs so the funding request explains which expense matters now.
Business funding · Owner-operated businesses
Owner-operated businesses · funding preparation
The budget behind the request
Keep business receipts and expenses distinct from personal withdrawals. That separation makes the request clearer and helps assess whether proposed repayments fit the operation.
Possible uses
Business expenses to describe
Inventory
Describe the stock needed for normal trade or a confirmed new opportunity. Use supplier terms and current inventory to estimate the purchase.
Operating capacity
Additional help, premises and routine bills may create a defined cash gap. List the business obligations and the period the requested funds would cover.
Before you decide
When reviewing a provider offer
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
How it works
The application process
Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Before you begin
Application preparation
Check that the phone and email details you enter can be used to reach you about the request.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
A few things to know
About this referral service
Information sharing and referral payments
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
Approval and available terms
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
Provider timing
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
Contact consent and mobile verification
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Make a beginning
Start with your business funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.